Mortgage Refinance Calculator

Mortgage Refinancing Calculator

To refinance, or not refinance? It’s a question as old as Shakespeare times (….kinda.)

Refinancing your mortgage can unleash a lot of good financial power. You could lower your monthly payments AND even get cash out to consolidate debt or make home improvements! Our Refinancing Options calculator will help you see if now is the right time to pull the trigger. And it will show you how many months it will take to break even on a new mortgage’s closing costs.


This calculator is for educational purposes only and is intended as a resource to help you compare mortgage options. Accuracy is not guaranteed. All loans are subject to credit approval.


Let’s dive deeper together!

We have helped many thousands of customers save by refinancing their mortgages with us. We have no origination fees and will guide you through the entire process. Tell us a bit about yourself and we’ll get to work on customized refinancing options just for you — for free!


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First Mortgage Direct
9237 Ward Parkway Suite 300
Kansas City, MO 64114

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.