How to Apply for a Mortgage Online

So, how does all this work?

We shop mortgage rates all day, every day so you don’t have to.

Our process is easy

We’re plugged in with the top mortgage investors, so you get the ideal mix of great rates and a variety of loan options.

You might be hesitant to apply for a mortgage online. That’s understandable. Face-to-face interactions with a loan officer were the norm up until about a decade ago. Now, First Mortgage Direct offers a reliable, trustworthy online mortgage process that puts you at the center.


What’s it like working with First Mortgage Direct?

There are a lot of places you can go to get a mortgage, so why choose us? We’re committed to giving you the best rates possible and building a mortgage that enhances your financial stability. Our mission is to create mortgages with honesty, integrity, and experience. Because you deserve nothing less.


We're not going to promise you an amazingly low rate up-front just to get you to talk to us. We have no hidden fees and will give you straight answers to your questions.


We aim higher than profit. If a certain mortgage doesn't make sense for you, we're not pressuring you into it. Period.

A Safe & Secure Online Experience

You can apply online in minutes and upload docs through our secure online portal. 

Quick Closing

Since we have a 100% digital processing experience, we can get your loan closed quickly. Like 60 days for a refinance fast!

How to Apply for a Mortgage Online at First Mortgage Direct

Almost all of our team has actually bought a home before (novel idea, right?) so they know what you’re going through. Plus, they have the training and experience to help you make the best mortgage choices for your long-term financial stability.

Who is First Mortgage Direct?

We started our business in 2008 at a time when honesty and integrity in the mortgage business were scarce commodities. We thought that was wrong and built our business around Honesty, Integrity, and Experience.

We must be on to something because we’ve helped thousands of homebuyers like you since then!

Meet First Mortgage Direct

Want to know more?

The world of mortgages is filled with all kinds of abbreviations and other industry jargon. Hop over to our Education Center for quick videos and resources that help de-mystify mortgages!

Education Center

More about How to Apply for a Mortgage

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Let’s get started

Tell us a little bit about yourself and we’ll work on some loan options for you—for free.

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